Whether you have retired already or are simply planning for retirement contact LC Financial Services.
Pre–retirement Pensions Advice
If you need advice on pensions we can help at any stage before your retirement.
Legislation relating to pensions can often be complex and confusing and many people can benefit from clear, impartial pensions advice and guidance. More information specific types of pensions can be found below:-
- Financial Planning for Retirement
- Company & Occupational Pensions
- Annuities
- Income Drawdown
- Personal Pensions
- Stakeholder Pensions
With State Pension Provision regularly changing and the goalposts constantly shifting it’s little wonder that many people worry about whether existing provisions will be sufficient to maintain their standard of living.
More and more people are taking control over their own pension plans and the tax benefits associated with pension contributions should not be ignored.
We will help you to review your current pension arrangements to determine whether they are cost efficient and will yield sufficient reward in retirement. We can then tailor the most appropriate pensions advice for you and make sure that you can meet any shortfalls in State Pension Provision in line with your budget and expectations.
Post–Retirement Pensions Advice
We can talk you through the range of options available to you when it comes to retirement income including the traditional route of annuities, guaranteeing a set level of income throughout retirement as well as a range of alternatives which may suit your needs better such as capped and flexible drawdown.
*The value of pension and the income they produce can fall as well as rise. You may get back less than you invested.